Prime and Sub-Prime Programs

We will guarantee approval for 100% of applicants and deliver money directly into your business's bank account. It's not too good to be true, because it's TRUE. Even if a consumer has lower than sub-prime credit, or no credit at all, they will be approved. 

Our program provides businesses with an in-house payment plan that is guaranteed even in the event of a default.

Let's illustrate the power of this program with a recent case study.

A significant coaching business decided to submit all their loan declines into our program.  Over their first 45 days and counting, they have processes 190 contracts worth $1.6 million. They take an initial down payment of $270 and finance the remaining balance over 36-42 months. The down payments alone have generated $51,000 of instant revenue on sales they would have lost. 

Our Low Discount referral loan program allows most businesses the ability to offer payment plans to your customers. We provide low interest loans to borrowers with FICO scores as low as 500's with a per funded loan discount rate of 5.9%. This provides a significant savings in financing costs to the merchant with a higher approval rate than traditional lenders. Borrowers benefit from lower annual percentage rates than traditional lenders creating a more positive buying experience.

Program 46: Prime to Sub-Prime Direct to Merchant Multi Lender Platform

● Amounts from $1,000 to $10,000

● Loan terms to 12 to 60 months

● Easy on-line application process with instant decisions available 

● Low fixed rates from 13.99% to 29.9% (depending on credit) with 0% promotions up to 24 months 

● Discount from 4% to 9% down to 600 FICO Score (additional discounts may apply for 0% promotions 

● No pre-payment penalties 

● No recourse to business 

● Funding directly to merchant within 48 hours 

Direct to Borrower Prime to Near Prime Multi-Lender Platform 

● Amounts from $1,000 to $35,000 

● Loan terms from 24 months to 60 months 

● Easy on-line application process 

● Low fixed rates from 7.99% (subject to credit scoring) to 29.9% 

● A total of 5.9% discount all the way down to a 600 FICO score 

● No pre-payment penalty 

● Quick decisions 

● Borrower is funded directly and pays business

Program 12: Prime to Sub-Prime Direct to Merchant Financing 

● Amounts from $300 to $3,500 

● Approvals down to 580 FICO Score 

● 3,6 or 12 Month 0% promotions 

● Low discounts- 12% maximum 

● Quick decisions 

● Affordable terms (36 months) 

Available in the following States: Arizona, California, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Michigan, Nevada, Ohio, Utah, Virginia, Wisconsin, Missouri, Oregon, Washington, Colorado, Hawaii