Welcome
B2B Payment gateway solutions and other Business services
Find out how we can help with your business-to-business credit card processing!
About Us
OUR MISSION IS TO HELP
Do you need dependable payment options for your company? Consider Merchant Provisions first. From processing credit cards to accepting cryptocurrency payments, we provide a broad range of services to satisfy your needs. For over a decade, we have served business to business companies nationwide. At Merchant Provisions, our goal is to provide the service you need to run your company. We are consistently working to stay ahead of the curve when it comes to B2B services. Ask about our payment gateway that pays your company rebates for each transaction that is processed through our Singe Payables software.
Singe Payables Software Description
Our proprietary software simplifies your AP by combining invoicing, payment processing, and reconciliation into one software.
Business to Business Service
B2B Merchant Processing
B2B Merchant Processing
B2B Merchant Processing
What Is Business-to-Business Credit Card Processing?
B2B credit card processing is a payment solution that allows businesses to accept credit card payments from other businesses or government agencies. It works similarly to consumer credit card processing, but with some key differences.
First, B2B credit card processing typically involves h
What Is Business-to-Business Credit Card Processing?
B2B credit card processing is a payment solution that allows businesses to accept credit card payments from other businesses or government agencies. It works similarly to consumer credit card processing, but with some key differences.
First, B2B credit card processing typically involves higher transaction volumes, larger ticket sizes, and more complex pricing structures than consumer credit card processing. This is because B2B transactions often involve customized pricing, volume discounts, purchase orders, and other variables that require special handling.
Second, B2B credit card processing often requires additional security and compliance measures to prevent fraud, chargebacks, and data breaches. This is because B2B transactions may involve sensitive data such as tax IDs, trade references, and financial statements that need to be protected.
Third, B2B credit card processing may offer unique features and benefits that cater to the needs of B2B buyers and sellers. For example, B2B credit card processing may offer real-time authorization, instant rebates, customized reporting, and integration with accounting software.
How Does Business-to-Business Credit Card Processing Work?
B2B credit card processing typically involves four parties: the buyer, the seller, the card network, and the acquiring bank. Here's how it works:
- The buyer initiates a payment using a corporate or purchasing card issued by a card network such as Visa, Mastercard, or American Express.
- The seller captures the payment details using a point-of-sale (POS) terminal, a virtual terminal, or an e-commerce gateway, and submits them to the acquiring bank for processing.
- The acquiring bank validates the payment details, checks for fraud or errors, and sends them to the card network for authorization.
- The card network approves or declines the payment based on various criteria such as the cardholder's credit limit, the seller's merchant category code (MCC), and the card network's rules and regulations.
- The acquiring bank receives the authorization or decline message from the card network, and either approves or declines the transaction based on its own risk management policies.
- If the transaction is approved, the acquiring bank settles the funds to the seller's designated bank account, minus the interchange fee, the processor fee, and the acquirer fee.
- The seller receives the funds within a few days, depending on the settlement schedule and the bank's policies.
Why Does Business-to-Business Credit Card Processing Matter?
B2B credit card processing matters for several reasons:
- It can improve your cash flow by accelerating your receivables and reducing your collection costs. With B2B credit card processing, you can receive payment within days instead of weeks or months, and avoid the hassle of invoicing, chasing, and reconciling payments.
- It can increase your sales by offering your customers more payment options that suit their preferences and budgets. With B2B credit card processing, you can expand your customer base, reduce your sales cycle, and enhance your customer experience.
- It can enhance your data security and compliance
If you are a business owner, you know how important it is to have a reliable payment processing system. With the rise of e-commerce and online transactions, accepting credit card payments is a must for any modern business. But did you know that there are specific credit card processing systems designed for B2B transactions?
B2B credit card processing is a payment solution that allows businesses to accept credit card payments from other businesses. This type of processing is different from consumer credit card processing because the transactions are typically larger, and there are more parties involved.
When it comes to B2B credit card processing, there are two main types of transactions: Level 2 and Level 3.
Level 2 transactions are for purchases made with corporate credit cards and require additional information to be collected at the point of sale, such as the tax amount, customer code, and merchant postal code. This information is used to help the card issuer identify the transaction as a B2B purchase, which can result in lower interchange fees for the merchant.
Level 3 transactions are even more complex and are typically used for government and large corporate purchases. In addition to the information collected in a Level 2 transaction, Level 3 transactions require additional data such as item descriptions, quantities, and other details. The goal of Level 3 processing is to provide detailed data about the transaction to both the buyer and seller, which can help with record-keeping, fraud prevention, and more.
If you sell products or services to other businesses or government agencies, you are considered business to business (B2B) or business to government (B2G). Most B2B payments are made by ACH. But if your customers choose to use a corporate card or other company card options, you may want to use a credit card payment option that resembles an ACH deposit.
The option that would be the best fit for this is our e-check payment solution. An E-check payment works similar to a paper check. Our E-check payment solution offers same day or next day funding with a low flat processing rate.
This business-to-business credit card processing solution offers instant approval for all legal U.S. businesses, and there are no transaction limits or monthly limits of payments on the account. Our e-check solution provides real-time bank account balance verification and recurring billing.
The finality of payment creates a difficulty for chargebacks to happen. Our credit card payment options offer real-time authorization and fast funding for commercial credit cards such as fleet cards, purchase cards, and corporate cards.
If your business customers insist on paying with a card over the phone, it would be worth exploring options for B2B credit card processing. Our interchange-plus pricing offers transparent merchant rates. We work closely with you to offer the lowest credit card processing rate possible by generating a side-by-side cost comparison of your current merchant processing.
Credit Card Processing
B2B Merchant Processing
B2B Merchant Processing
Our credit card processing services are designed to help businesses of all sizes accept payments easily and securely. With Merchant Provisions, you can enjoy:
- Competitive rates
- Fast approval times
- Customizable payment processing solutions
Learn more about our credit card processing services at https://merchantprovisions.com/credit-card-proce
Our credit card processing services are designed to help businesses of all sizes accept payments easily and securely. With Merchant Provisions, you can enjoy:
- Competitive rates
- Fast approval times
- Customizable payment processing solutions
Learn more about our credit card processing services at https://merchantprovisions.com/credit-card-processing.
POS Systems
Our point-of-sale (POS) systems are tailored to meet the unique needs of your business. We offer a variety of solutions, including:
- Traditional terminals
- Mobile devices
- Cloud-based systems
No matter which option you choose, you can expect easy integration, fast transactions, and secure payments. Learn more about our POS systems at https://merchantprovisions.com/pos-systems.
Online Solutions
In today's digital age, having an online presence is crucial for businesses. That's why we offer a variety of online payment solutions, including:
- E-commerce platforms
- Payment gateways
- Virtual terminals
Our online solutions are designed to be user-friendly and secure, giving you and your customers peace of mind. Learn more about our online solutions at https://merchantprovisions.com/online-solutions.
Mobile Solutions
If you're always on the go, our mobile payment solutions are the perfect fit for you. We offer a variety of options, including:
- Mobile card readers
- Payment apps
- Wireless terminals
Our mobile solutions are designed to be fast, secure, and convenient, allowing you to accept payments anytime, anywhere. Learn more about our mobile solutions at https://merchantprovisions.com/mobile-solutions.
If you want to stay ahead of the curve, consider accepting cryptocurrency payments. We offer a variety of options, including:
- Bitcoin
- Ethereum
- Litecoin
Our cryptocurrency payment solutions are secure, fast, and easy to use, giving you and your customers a cutting-edge payment option. Learn more about our cryptocurrency payment solutions at https://merchantprovisions.com/cryptocurrency-payments.
At Merchant Provisions, we are committed to providing you with the best payment solutions for your business. Contact us today to learn more about how we can help you streamline your payment process and grow your business.
Cannabis Dispensary and CBD Merchants
Cannabis Dispensary and CBD Merchants
Cannabis Dispensary and CBD Merchants
Looking for reliable processing in your dispensary in-store or e-commerce business? We provide solutions for your payment processing needs. We have real in-person payment options for your store.
We understand the compliance factors and our focus is to guide toward a path of successful transactions. Terminal Solutions We provide termina
Looking for reliable processing in your dispensary in-store or e-commerce business? We provide solutions for your payment processing needs. We have real in-person payment options for your store.
We understand the compliance factors and our focus is to guide toward a path of successful transactions. Terminal Solutions We provide terminals for licensed businesses both in store and on the go.
How does it work? Your customer pays a small convenience fee per transaction. This will help off-set your processing fees. You receive electronic settlement deposits directly to your business checking or personal account everyday 3 days in arrears. You can also monitor your transactions online immediately.
We are supported by three banks for 100% uptime. CBD Merchants Because CBD businesses and dispensaries need to accept card payments also. We offer different methods of processing for you to accept card payments at a reasonable rate and no reserves.
There are several payment options that we offer for you to choose from. Contact us to get set up with merchant processing without the risk of having your account dropped for any reason. Our solutions support delivery, curbside, mobile solutions, online orders, and in-store options.
Business Loans
Cannabis Dispensary and CBD Merchants
Cannabis Dispensary and CBD Merchants
Business loans are a type of financing that is used to fund a business's operations, growth, or expansion. There are several types of business loans available, including term loans, lines of credit, and SBA loans.
Term loans are the most common type of business loan and are typically used for long-term investments like equipment purchases
Business loans are a type of financing that is used to fund a business's operations, growth, or expansion. There are several types of business loans available, including term loans, lines of credit, and SBA loans.
Term loans are the most common type of business loan and are typically used for long-term investments like equipment purchases or real estate. These loans have a fixed interest rate and require regular payments over a set period of time.
Lines of credit are another popular form of business financing. They allow businesses to borrow money as needed up to a certain credit limit. This can be a great option for businesses that have fluctuating cash flow or need access to capital for short-term expenses.
Merchant Provisions can provide the answer you are looking for.
Through our program, your business can get the financing it needs. It’s easy and affordable.
What solution is best for your business?
Business Cash Advance (Easy)- for businesses that are seeking quick and affordable funds without the hassle sometimes involved in securing a traditional bank loan. If you’ve been in business at least 6 months and your business generates at least $10,000 per month in revenue, there’s an excellent chance we can help.
We can provide funding up to $350,000 with terms up to 18 months. All we require from you to get an approval is a simple application plus your most recent three months bank statements and credit card statements (if applicable). With a FLEXXFUNDS Business Cash Advance, we’ll start getting responses in 24 hours or less and get your business funded in a matter of days.
Non-Bank Business Loan (Moderate)- for businesses that are looking for affordable funds and willing to supply a bit more information than that required for a Business Cash Advance. If your business is profitable and in existence for at least two years, generates at least $150,000 on its most recent tax return, and the owner(s) have a credit score about 620, there is a very good chance that we can help provide affordable financing up to $500,000 with terms as long as 5 years.
Submit a pre-approval request here and we’ll get you a decision.
Bank Business Loan (Extensive)- for business that are seeking affordable, long-term financing for a specific project or working capital.
If traditional money is what your business is looking for, we can tap into our extensive network of banks and SBA lenders to make the process as streamlined as possible. If your business is profitable and has submitted at least two years of tax returns, there is a good chance we can help you providing your personal credit score is above 600. Interest rates for these loans are in the single digits and terms are typically as long as 10 years.
Subscribe
Sign up to hear from us.
Contact Us
We strive to stay in communication with our clients. Have a question about our business, or want to see if we match your specific needs? Send us a message, or give us a call. We're always happy to connect with new customers!
Merchant Provisions
Blog
AMP
Copyright © 2023 Merchant Provisions - All Rights Reserved.
Powered by GoDaddy